Car insurance premium tax in Belgium: what you actually pay
Taxes and levies on a Belgian car insurance premium reached 27.45% on liability cover in July 2026. The full breakdown, in euros, on a real budget.
Simulateur Assurance Auto
Blog 2026
Independent guides, comparisons and reviews from Simulateur Assurance Auto.
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16 articlesPrix & primes
Profils conducteurs
Company car or lease car: which car insurance in Belgium?
Who insures a company or leased car in Belgium, what the lessor's omnium really covers, who pays the excess, and how to recover your claim-free years when the contract ends in 2026.
Comparatifs assureurs
Insurance Broker or Direct Car Insurance: Which Should You Choose in Belgium?
Broker, tied agent or direct insurer: what the distribution channel really changes for the price, the duty of advice and the claims handling of your Belgian car insurance in 2026.
Garanties & formules
How do you report a car insurance claim in Belgium and get paid?
Reporting deadline, European accident statement, assessment, write-off, statutory payment deadlines: the full procedure for reporting a car claim in Belgium and securing the payout due in 2026.
Garanties & formules
Which optional cover should you add to your car insurance in Belgium?
Driver cover, legal expenses insurance, roadside assistance: what these three add-ons really cover in Belgium, their observed prices and which ones earn their premium line in 2026.
Profils conducteurs
Car insurance for high-malus or dropped drivers: what are your options in Belgium?
Refused by insurers, heavily penalised or dropped after a claim in Belgium? The Tariff Bureau, the Datassur RSR file, insurers that accept high-risk profiles and the method to find a reasonable premium in 2026.
Prix & primes
How to switch car insurance in Belgium: cancellation, notice period and the right method
Switching car insurance in Belgium in 2026: since October 2024 you can cancel at any time after the first year with two months' notice, no registered letter required. Notice periods, the claims history certificate, avoiding a coverage gap and paying less.
Profils conducteurs
Pay-per-kilometre car insurance in Belgium: who is it really worth it for?
How pay-per-kilometre car insurance works in Belgium, the mileage at which it becomes worth it, which insurers offer it and the traps to check before signing in 2026.
Prix & primes
The car insurance deductible: how does it work in Belgium?
The car insurance deductible explained for Belgium: fixed amount, percentage or English deductible, which cover it applies to, why a high deductible lowers the premium, and how to reduce or remove it in 2026.