Car insurance renewal notice: the pro rata in euros
Renewal notice and pro rata in Belgian car insurance: the formula, five worked cases on a 1,135 € premium, the two month notice period and the one day tax trap.
Simulateur Assurance Auto
Blog 2026
Independent guides, comparisons and reviews from Simulateur Assurance Auto.
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42 articlesSimulateur & devis
Comparatifs assureurs
Baloise vs Vivium car insurance: up to 18% apart
Baloise or Vivium for car insurance in Belgium? Eighteen premiums recorded in March 2026: Baloise is cheaper in seven cases out of nine, but the gap runs from -4.6% to +18% depending on age and car.
Simulateur & devis
Wild boar or deer collision: what does car insurance pay?
Hit a wild boar or a deer in Belgium: 2,300 € of damage in the documented case, 0 € out of pocket with mini omnium, no bonus-malus effect. The arithmetic of claiming in 2026.
Garanties & formules
Car insurance: monthly or annual payment, the real cost
Paying your Belgian car insurance monthly costs from 0 € to 90.80 € extra a year. The hidden interest rate, insurer by insurer, and the point where spreading payments becomes expensive credit.
Prix & primes
Senior driver car insurance in Belgium: 60 vs 75
Between 60 and 75, the Belgian RC premium moves anywhere from 0% to +54% depending on the insurer. The priced table, the lifetime guarantees, and what to do if no one will cover you.
Garanties & formules
Hail damage on your car: which insurance pays, and how much?
Hail damage on a car in Belgium: 2,743 € of repairs on average, cover costing 308 € a year, a deductible that is usually zero and no bonus-malus effect. The arithmetic of claiming or paying yourself in 2026.
Prix & primes
Lower your car insurance premium in Belgium: the levers that pay, costed in euros
Bundling contracts pays up to €227 a year, a telematics box up to €227, comparing insurers up to €567.50. Declaring an occasional driver costs €52.95 a year but protects tens of thousands. The costed ranking for 2026.
Prix & primes
Car insurance cost in Belgium: €320 before tax, and what happens next
The only official average car insurance price in Belgium is €320 before tax (Assuralia, 2024). The full calculation through to the real monthly debit of €33.99.
Garanties & formules
Driver protection cover in Belgium: the €37,575 your liability policy never pays
What driver protection cover costs in Belgium, which capital sum to look at, and what each formula actually pays on a €37,575 bodily injury claim priced with the 2024 Tableau indicatif.