Independent comparator · no hidden commercial tiesBelgian market · updated Jan. 2026

Insurer comparison · Belgium 2026

Car insurance,
compared honestly.

We put the real premium and the guarantees side by side for Belgian insurers. No disguised ads, no bought rankings — just what you pay and what’s covered.

Estimate my premium →See the comparison
✓ 5 insurers analysed✓ general conditions read✓ no hidden commission

Full comprehensive · typical profile*

Annual premium vs guarantees

5 offers
InsurerPremium / yrExcessScore
Corona DirectPay-per-kmComprehensive · 24/7 assistance
642€€08.4
EthiasRecommendedComprehensive · assistance included
708€€2508.1
AG InsuranceComprehensive · assistance optional
744€€2507.9
KBCComprehensive · assistance included
769€€5007.6
BelfiusComprehensive · assistance optional
812€€5007.4
*driver aged 35 · Golf · Flemish BrabantCompare for my profile →

How we rank

A method, not a commercial partnership.

Each insurer is scored on measurable criteria. We read the general conditions, request real quotes, and publish the grid. You see the maths.

01 · Real premium

Quotes requested for one same profile — never a shop-window rate.

02 · Guarantees read

General conditions dissected, exclusions included.

03 · Assistance

Breakdown cover, replacement car, verified ceilings.

04 · Zero commission

We earn nothing on your policy. The ranking stays neutral.

Choose well

Which formula for your situation?

All guarantees →
TPfrom 312€/yr

Third-party liability

The legal minimum: damage caused to others. Nothing for your own car.

Tight budget · older car
MOfrom 458€/yr

Mini-omnium

Theft, fire, glass breakage, natural disasters. No collision cover.

Car aged 5 to 8 years
FCfrom 642€/yr

Full comprehensive

Everything mini-omnium covers + your own damage, even at fault.

New car or under 5 years

Recent guides

Written · verified · dated
Profils conducteurs

Young driver car insurance in Belgium: which cover, and at what price?

What car insurance costs a new driver in Belgium, the starting bonus-malus level, which insurers to compare and how to lower the premium without cutting cover in 2026.

9 min · 13 July 2026Comparatifs assureurs

Simulating your car insurance in Belgium: the complete guide

How to simulate your car insurance price in Belgium, understand what drives the premium and compare Ethias, AG, Belfius Direct and Yuzzu before signing in 2026.

10 min · 10 July 2026
D

The editorial team

Analyses run by FSMA-licensed brokers. We don’t sell insurance — we compare, explain and refresh premiums every quarter from real quotes.

6
insurers
2026
updated Q1
€0
commission

FAQ

Frequently asked questions

Is the comparator really free?

Yes. No sign-up, no data resold. We compare, explain and publish the grid — with no hidden commission that would sway the ranking.

Are the displayed premiums reliable?

They are indicative premiums for a typical profile, updated every quarter. Your own premium depends on your exact profile — that’s what the simulator is for.

Can I take out a policy directly here?

No. We point you to the insurer or an FSMA-licensed broker. We don’t sell insurance ourselves.

Why only a few insurers?

We prefer serious analyses to thirty copy-pasted sheets. These are the major players on the Belgian car-insurance market.

Your premium in 2 minutes.

Free, no sign-up, no cold calls.

Launch the simulator →

Indicative premiums · typical profile: driver aged 35, Golf 1.5 TSI, Flemish Brabant, 0 claims over 5 years · updated Jan. 2026.